The 2026 Guide to Tide Business Banking in the UK

Use Tide Referral Code: REFER200 & Get £200 Free Cash
Updated for 2026: Tide remains a popular digital business account option for UK freelancers, sole traders, and small companies that want app-based banking, invoicing tools, payment features, and a free basic account option. If you are comparing Tide offers, our main Tide referral code guide explains how to use REFER200 and what to check before applying.
This overview summarises Tide’s core business banking features, typical account options, security considerations, and practical points to review before opening an account. Promotional details can change, so always check Tide’s latest terms before relying on any referral or cashback offer.
I am looking at starting off a small property business in the UK, I will have some capital to invest into it, however what is the situation on mortgages through Tide and what is the going interest rate?
Tide do not provide mortgages unfortunately.